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Your Virtual Credit Manager

About the Substack

Your Trusted Advisor for Managing B2B Credit & Collections at Small and Mid-Sized Businesses

Free Subscription Benefits

  • YVCM has merged with Trade Credit & Liquidity Management -- please subscribe at tradecredit.substack.com

Paid Subcription Benefits

  • YVCM has merged with Trade Credit & Liquidity Management -- please subscribe at tradecredit.substack.com

About David Schmidt

David Schmidt, Managing Director of A2 Resources (a consultancy focused on credit, collections and AR automation) is a 40+ year business credit executive and co-author of Power Collecting: Automation for Efficient Asset Management (Wiley, 1998).

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