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The Multiplier

About the Substack

Financial Independence & Early Retirement | Backed by data; Actionable; Achievable

Free Subscription Benefits

  • Occasional High-Value Insights

Paid Subcription Benefits

  • Proven asset allocation frameworks to balance growth and risk, ensuring your wealth lasts 50+ years.
  • Guides on using asset location, Roth conversions, and tax-loss harvesting to save thousands in taxes every year.
  • Access to FIRE Systems and Frameworks I've proven on myself

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About Mike Thornton

𝐑𝐞𝐭𝐢𝐫𝐞𝐝 𝐚𝐭 𝟒𝟎. 𝐍𝐨𝐰 𝐈 𝐫𝐞𝐭𝐢𝐫𝐞 𝐨𝐭𝐡𝐞𝐫𝐬. - PhD in Econometrics; Freedom is built on deliberate calculation, not luck.

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