#4,404
in 💼 Business

Working Capital

About the Substack

A newsletter for agency founders serious about money and growth — systems thinking applied to cash flow, pricing, and the decisions that grow their bank balance.

Free Subscription Benefits

  • 1 free article per month

Paid Subcription Benefits

  • Full access to all premium content
  • 1-on-1 video chats
  • Full access to chat, comments, and live sessions

About Vic Kalchev

I help agency owners scale past €2M by building the finance operations driving their growth — cash flow, forecasting, and strategic decision support that leads to profitability. | Founding Partner at Value Curves.

Is this your Substack? Submit changes.

Working Capital's recommended Substacks

NEW ECONOMIES logo
Ollie Forsyth

NEW ECONOMIES

NEW ECONOMIES is your regular newsletter that discovers the latest technology trends shaping our world.

100+
paid subscribers
78K+
free subscribers
Untrapping Product Teams logo
David Pereira

Untrapping Product Teams

Weekly insights for serious product people. Content from reality, not fantasy. Join us if you care about making real impact beyond the AI noise.

19K+
free subscribers
The Looking Glass logo
Julie Zhuo

The Looking Glass

Essays on the endless journey of building products, teams, and ourselves.

100+
paid subscribers
95K+
free subscribers
The Generalist logo
Mario Gabriele

The Generalist

The people, companies, and technologies shaping the future.

1000+
paid subscribers
167K+
free subscribers
Lenny's Newsletter logo
Lenny Rachitsky

Lenny's Newsletter

Deeply researched product, growth, and career advice for product leaders, founders, and ambitious builders.

10K+
paid subscribers
1.2M+
free subscribers