Just A Minute, I need a smile Here

Just A Minute, I need a smile Here

About the Substack

Positive, uplifting snippets to keep you loving yourself and how to retrain your brain to be positive and live happier!

About Poni Sayer

I once failed in money and careers. Then I got the handle of managing my "Green". Now I write about credit, money, and of course....SMILING!! Everyone loves a smile, so pass it on! (Accomplished author of books, articles, and social media)