Joel Income Journal

Joel Income Journal

About the Substack

A Singapore civil servant's monthly ledger on the road to S$8,000 a month by 2029

Free Subscription Benefits

• Monthly headline numbers, ETF deep dives and lessons. Holdings free on Snowball, YieldScope free for everyone.

Paid Subcription Benefits

• Monthly income P&L: every distribution, 30% US tax, SGD, margin interest, net vs my S$8k goal
• Closed options trades journal, published after month-end (closed trades only)
• One "how I run it" process note a month

Paid Subscription Plans

• $9 a month
• $85 a year

About Joel Income Journal

A Singapore civil servant's monthly ledger on the road to S$8,000 a month by 2029.